My husband has a higher "economics IQ" than most (certainly, it's higher than mine!). He's been watching the interest rates propaganda for the last few years, and he's notice a pattern of late:
They make out like the lowering of interest rates is "right around the corner." Next quarter, next season, next year. But as they approach that magical time, "inflation" ticks up, and, you know, to be responsible, they have to keep interest rates up.
In the meantime, a whole whack of new debt-slaves have been created from amongst the hopefuls who believed them when they said interest rates would come down.
What should frighten everyone even more is the update to the insurance plans for millions of Americans . Many are still unaware of the January 2024 update to their policy. Several insurance companies eerily updated what they would no longer cover for you. It states if you get injured due to participation in a riot/and or insurrection they will not provide insurance coverage for you.
It was also updated to include no coverage will be provided if you are injured in a declared or undeclared war.
Exclusions and Limitations: What Is Not Covered by This Policy
Excluded Services
In addition to any other exclusions and limitations described in this Policy, there are no benefits provided for the following:
1. Services obtained from a Non-Participating/Out-of-Network Provider, except for treatment of an Emergency Medical Condition.
2. Any amounts in excess of maximum benefit limitations of Covered Expenses stated in this Policy.
3. Services not specifically listed as Covered Services in this Policy.
4. Services or supplies that are not Medically Necessary.
5. Services or supplies that are considered to be for Experimental Procedures or
Investigational Procedures or Unproven Procedures.
6. Services received before the Effective Date of coverage.
7. Services received after coverage under this Policy ends.
8. Services for which you have no legal obligation to pay or for which no charge would be made if you did not have a health plan or insurance coverage.
9. Any condition for which benefits are recovered or can be recovered, either by adjudication, settlement or otherwise, under any workers' compensation, employer's liability law or occupational disease law, even if the Insured Person does not claim those benefits.
10. Conditions caused by: (a) an act of war (declared or undeclared); (b) the inadvertent release of nuclear energy when government funds are available for treatment of Illness or Injury arising from such release of nuclear energy; (c) an Insured Person participating in the military service of any country; (d) an Insured Person participating in an insurrection, rebellion, or riot; (e) services received as a direct result of an Insured Person's commission of, or attempt to commit a felony (whether or not charged) or as a direct result of the Insured Person being engaged in an illegal occupation; (f) an Insured Person being intoxicated, as defined by applicable state law in the state where the Illness occurred or under the influence of illegal narcotics or non-prescribed controlled substances unless administered or prescribed by Physician.
11. Any services provided by a local, state or federal government agency, except when payment under this Policy is expressly required by federal or state law.
12. Any services required by state or federal law to be supplied by a public school system or school district.
13. Any services for which payment may be obtained from any local, state or federal geen at es wil e conside Medicar ply Meteras aim in stratien esitals and miltary
14. If the Insured Person is enrolled in Medicare Part A, B, C or D, Cigna Healthcare will provide claim payment according to this Policy minus any amount paid by Medicare, not to exceed the amount Cigna Healthcare would have paid if it were the sole insurance carrier.
15. Court-ordered treatment or hospitalization, unless such treatment is prescribed by a Physician and listed as covered in this Policy.
28. Services ordered by a Physician or other Provider who is an employee or repres of a free-standing or Hospital-based diagnostic facility, when that Physician Provider:
• Has not been actively involved in your medical care prior to ordering the service, o
• Is not actively involved in your medical care after the service is received.
This exclusion does not apply to mammography.
29. Dental services, dentures, bridges, crowns, caps or other Dental Prostheses, extra teeth or treatment to the teeth or gums, except as specifically provided in this Policy.
30. Orthodontic services, braces and other orthodontic appliances including orthodontic for Temporomandibular Joint Dysfunction.
31. Dental implants: dental materials implanted into or on bone or soft tissue or any as procedure as part of the implantation or removal of dental implants.
32. Any services covered under both this medical plan and an accompanying ex certified pediatric dental plan and reimbursed under the dental plan will not be reir under this plan.
33. Hearing aids including but not limited to semi-implantable hearing devices, audia conductors and Bone Anchored Hearing Aids (BAHAs), except as specifically state Policy, limited to the least expensive professionally adequate device. For the purpose exclusion, a hearing aid is any device that amplifies sound.
34. Routine hearing tests except as provided under Preventive Care.
35. Genetic screening or pre-implantation genetic screening: general population-based screening is a testing method performed in the absence of any symptoms or any sig proven risk factors for genetically linked inheritable disease.
36. Gene Therapy including, but not limited to, the cost of the Gene Therapy product, medical, surgical, professional and facility services directly related to the administratic Gene Therapy product.
37. Optometric services, eye exercises including orthoptics, eyeglasses, contact lenses eye exams, and routine eye refractions, except as specifically stated in this Polic Pediatric Vision Care.
38. An eye surgery solely for the purpose of correcting refractive defects of the eye, nearsightedness (myopia), astigmatism and/or farsightedness (presbyopia).
39. Cosmetic surgery, therapy or other services for beautification, to improve or alter app or self-esteem or to treat psychological or psychosocial complaints regarding one's app This exclusion does not apply to Reconstructive Surgery to restore a bodily function or t a deformity caused by Injury or congenital defect of a Newborn child, or for Medically Ne Reconstructive Surgery performed to restore symmetry incident to a mastect lumpectomy.
40. Aids or devices that assist with nonverbal communication, including but not li communication boards, prerecorded speech devices, laptop computers, desktop cor personal digital assistants (PDAs), braille typewriters, visual alert systems for the c memory books except as specifically stated in this Policy.
41. Non-medical counseling or ancillary services, including but not limited to: ec training, vocational rehabilitation, behavioral training, biofeedback, neurofeedback, emp
#5 and #36: "Services or supplies that are considered to be for Experimental Procedures or Investigational Procedures or Unproven Procedures." So you're screwed for vax injuries, and then to double-down: " Gene Therapy including, but not limited to, the cost of the Gene Therapy product, medical, surgical, professional and facility services directly related to the administratic (sic) Gene Therapy product."
I can confirm this and then some...currently negotiating with our Benefits Agents, and leaning on a partially self-insured combo w/high deductibles and gap insurance due to the higher costs and less coverage scenarios...it's ugly...and very unfair...
NE - nationalize banks and the public enjoys the benefits of a free lunch rather than a select insiders club controlling the system while raping the public. A fraction of that profit would pay for HEW & HUD including nationalized medicine several times over.
To add to your comment, WHY NOT simply default on the U.S. debt, and tell the Federal Reserve to go pound sand? Would that REALLY be the "crisis" some claim? Or would only those big banksters lose big, and the rest of us be just fine?....just sayin! Thnx!
That sort of worked the first time, when the world believed in Uncle Sam and American products and wotnot.
Today..?
Two words. Hyper and Inflation. Like Zimbabwe, but much further to fall, due to previously enjoying one of the very highest standards of living in the world.
A default only leads to foreclosure on assets registered, plus the so-called law is on their side because the bankers control so-called law. The issue is most folk need to differentiate between legal fiction names and their own name. In short, we don’t own the legal fiction name that we must use in their financial system. Here in the UK, the Crown owns all identities, though they will never acknowledge. But the Crown published in the standard British Passport their claim of ownership!
Linked an article about this on Monday by Stefan Gleason of Money Metals @https://nothingnewunderthesun2016.com/2024/02/05/81630/ titled - "A Banking Crisis Is Quietly Brewing", in the Economic News section of my site. If readers want to read more>
"Sound and resilient" is the banking equivalent to "Safe and effective"....
Great analogy!
My husband has a higher "economics IQ" than most (certainly, it's higher than mine!). He's been watching the interest rates propaganda for the last few years, and he's notice a pattern of late:
They make out like the lowering of interest rates is "right around the corner." Next quarter, next season, next year. But as they approach that magical time, "inflation" ticks up, and, you know, to be responsible, they have to keep interest rates up.
In the meantime, a whole whack of new debt-slaves have been created from amongst the hopefuls who believed them when they said interest rates would come down.
What should frighten everyone even more is the update to the insurance plans for millions of Americans . Many are still unaware of the January 2024 update to their policy. Several insurance companies eerily updated what they would no longer cover for you. It states if you get injured due to participation in a riot/and or insurrection they will not provide insurance coverage for you.
It was also updated to include no coverage will be provided if you are injured in a declared or undeclared war.
Well that's ... Alarming.
While I believe you, do you happen to have a reference?
https://www.cigna.com/static/www-cigna-com/docs/ifp/m-24-exc-ms-medical-exclusions.pdf
Number ten and Number thirty six
Eyebrow raising
I’m sure NE can validate / reconfirm
9:18
÷ 00
MS 2024 EOC Exclusions and Limitations -
Exclusions and Limitations: What Is Not Covered by This Policy
Excluded Services
In addition to any other exclusions and limitations described in this Policy, there are no benefits provided for the following:
1. Services obtained from a Non-Participating/Out-of-Network Provider, except for treatment of an Emergency Medical Condition.
2. Any amounts in excess of maximum benefit limitations of Covered Expenses stated in this Policy.
3. Services not specifically listed as Covered Services in this Policy.
4. Services or supplies that are not Medically Necessary.
5. Services or supplies that are considered to be for Experimental Procedures or
Investigational Procedures or Unproven Procedures.
6. Services received before the Effective Date of coverage.
7. Services received after coverage under this Policy ends.
8. Services for which you have no legal obligation to pay or for which no charge would be made if you did not have a health plan or insurance coverage.
9. Any condition for which benefits are recovered or can be recovered, either by adjudication, settlement or otherwise, under any workers' compensation, employer's liability law or occupational disease law, even if the Insured Person does not claim those benefits.
10. Conditions caused by: (a) an act of war (declared or undeclared); (b) the inadvertent release of nuclear energy when government funds are available for treatment of Illness or Injury arising from such release of nuclear energy; (c) an Insured Person participating in the military service of any country; (d) an Insured Person participating in an insurrection, rebellion, or riot; (e) services received as a direct result of an Insured Person's commission of, or attempt to commit a felony (whether or not charged) or as a direct result of the Insured Person being engaged in an illegal occupation; (f) an Insured Person being intoxicated, as defined by applicable state law in the state where the Illness occurred or under the influence of illegal narcotics or non-prescribed controlled substances unless administered or prescribed by Physician.
11. Any services provided by a local, state or federal government agency, except when payment under this Policy is expressly required by federal or state law.
12. Any services required by state or federal law to be supplied by a public school system or school district.
13. Any services for which payment may be obtained from any local, state or federal geen at es wil e conside Medicar ply Meteras aim in stratien esitals and miltary
14. If the Insured Person is enrolled in Medicare Part A, B, C or D, Cigna Healthcare will provide claim payment according to this Policy minus any amount paid by Medicare, not to exceed the amount Cigna Healthcare would have paid if it were the sole insurance carrier.
15. Court-ordered treatment or hospitalization, unless such treatment is prescribed by a Physician and listed as covered in this Policy.
MSINDEPO052024
Cigna 1-2024
• cigna.com
＞
9:18
100
MS 2024 EOC Exclusions and Limitations -
28. Services ordered by a Physician or other Provider who is an employee or repres of a free-standing or Hospital-based diagnostic facility, when that Physician Provider:
• Has not been actively involved in your medical care prior to ordering the service, o
• Is not actively involved in your medical care after the service is received.
This exclusion does not apply to mammography.
29. Dental services, dentures, bridges, crowns, caps or other Dental Prostheses, extra teeth or treatment to the teeth or gums, except as specifically provided in this Policy.
30. Orthodontic services, braces and other orthodontic appliances including orthodontic for Temporomandibular Joint Dysfunction.
31. Dental implants: dental materials implanted into or on bone or soft tissue or any as procedure as part of the implantation or removal of dental implants.
32. Any services covered under both this medical plan and an accompanying ex certified pediatric dental plan and reimbursed under the dental plan will not be reir under this plan.
33. Hearing aids including but not limited to semi-implantable hearing devices, audia conductors and Bone Anchored Hearing Aids (BAHAs), except as specifically state Policy, limited to the least expensive professionally adequate device. For the purpose exclusion, a hearing aid is any device that amplifies sound.
34. Routine hearing tests except as provided under Preventive Care.
35. Genetic screening or pre-implantation genetic screening: general population-based screening is a testing method performed in the absence of any symptoms or any sig proven risk factors for genetically linked inheritable disease.
36. Gene Therapy including, but not limited to, the cost of the Gene Therapy product, medical, surgical, professional and facility services directly related to the administratic Gene Therapy product.
37. Optometric services, eye exercises including orthoptics, eyeglasses, contact lenses eye exams, and routine eye refractions, except as specifically stated in this Polic Pediatric Vision Care.
38. An eye surgery solely for the purpose of correcting refractive defects of the eye, nearsightedness (myopia), astigmatism and/or farsightedness (presbyopia).
39. Cosmetic surgery, therapy or other services for beautification, to improve or alter app or self-esteem or to treat psychological or psychosocial complaints regarding one's app This exclusion does not apply to Reconstructive Surgery to restore a bodily function or t a deformity caused by Injury or congenital defect of a Newborn child, or for Medically Ne Reconstructive Surgery performed to restore symmetry incident to a mastect lumpectomy.
40. Aids or devices that assist with nonverbal communication, including but not li communication boards, prerecorded speech devices, laptop computers, desktop cor personal digital assistants (PDAs), braille typewriters, visual alert systems for the c memory books except as specifically stated in this Policy.
41. Non-medical counseling or ancillary services, including but not limited to: ec training, vocational rehabilitation, behavioral training, biofeedback, neurofeedback, emp
MSINDEPO052024
Cigna
• cigna.com — Private
#5 and #36: "Services or supplies that are considered to be for Experimental Procedures or Investigational Procedures or Unproven Procedures." So you're screwed for vax injuries, and then to double-down: " Gene Therapy including, but not limited to, the cost of the Gene Therapy product, medical, surgical, professional and facility services directly related to the administratic (sic) Gene Therapy product."
Thank you! That is ... Eyebrow-raising, indeed.
I can confirm this and then some...currently negotiating with our Benefits Agents, and leaning on a partially self-insured combo w/high deductibles and gap insurance due to the higher costs and less coverage scenarios...it's ugly...and very unfair...
According to the Federal Reserve?! Aren't they supposed to hide this knowledge and lie to us in a contemptuous tone of voice? idgi
If they stop pretending does the music stop?
I have to presume they've just lied to us again. Still don't feel comfortable.
Surviving discomfort is one of my super powers. 😎
Haha -- you got me there; I value that skill myself. To throw around such a word as "comfortable" -- I was being careless.
Jerome Powell finally figured out that he’s walking on a wooden plank and he’s the only one on it.
Wow. Thank you for posting this.
Wow.
In the past 2 weeks, both Chase and BoA CEOs have publicly warned about unsustainable US debt. They should know...
So what do you do? But a heavy safe and a bunch of gold & silver?
Bitcoin. Gold. More Bitcoin.
https://joshketry.substack.com/p/satoshi-lives-an-exclusive-interview
NE - nationalize banks and the public enjoys the benefits of a free lunch rather than a select insiders club controlling the system while raping the public. A fraction of that profit would pay for HEW & HUD including nationalized medicine several times over.
We must stop playing their game! There is no debt of money owed to these bankers and their fiat currency scam.
To add to your comment, WHY NOT simply default on the U.S. debt, and tell the Federal Reserve to go pound sand? Would that REALLY be the "crisis" some claim? Or would only those big banksters lose big, and the rest of us be just fine?....just sayin! Thnx!
That sort of worked the first time, when the world believed in Uncle Sam and American products and wotnot.
Today..?
Two words. Hyper and Inflation. Like Zimbabwe, but much further to fall, due to previously enjoying one of the very highest standards of living in the world.
It's a long way down.
What "first time" are you referring to?....1820-something, under POTUS Jackson?.... I dont think you really understood my question...
A default only leads to foreclosure on assets registered, plus the so-called law is on their side because the bankers control so-called law. The issue is most folk need to differentiate between legal fiction names and their own name. In short, we don’t own the legal fiction name that we must use in their financial system. Here in the UK, the Crown owns all identities, though they will never acknowledge. But the Crown published in the standard British Passport their claim of ownership!
Get some Bitcoin. Not just as an investment, but also as a protest to these corrupted fucks.
If you don't understand bitcoin we wrote this for beginners like we were:
https://joshketry.substack.com/p/satoshi-lives-an-exclusive-interview
The issue which has swept down the centuries and which will have to be fought sooner or later is the people versus the banks.
Lord Acton
Was it ever.... sound and resilient?!
That's why we occasionally hurry to send something over.
Linked an article about this on Monday by Stefan Gleason of Money Metals @https://nothingnewunderthesun2016.com/2024/02/05/81630/ titled - "A Banking Crisis Is Quietly Brewing", in the Economic News section of my site. If readers want to read more>